:root{
  --navy:#0B2A4A; --navy-2:#0a2240; --ink:#13233b; --muted:#5b6b80;
  --line:#e6ebf2; --bg:#f6f9fc; --gold:#F4B400; --cta:#16A34A; --cta-d:#12894f;
  --shadow:0 18px 45px rgba(11,42,74,.12);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:#fff;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--cta);color:#fff;font-weight:800;
  padding:16px 28px;border-radius:14px;font-size:17px;border:none;cursor:pointer;transition:.2s;box-shadow:0 10px 24px rgba(22,163,74,.35);text-align:center}
.btn:hover{background:var(--cta-d);transform:translateY(-2px)}
.btn.big{padding:19px 36px;font-size:19px}
.risk{font-size:13.5px;color:var(--muted);margin-top:10px;font-weight:600}
.hero .risk{color:rgba(255,255,255,.85)}
h1,h2,h3{line-height:1.15;color:var(--navy);letter-spacing:-.02em}
h1{font-size:clamp(30px,5vw,52px);font-weight:900}
h2{font-size:clamp(26px,3.6vw,40px);font-weight:800}
.eyebrow{display:inline-block;font-weight:800;font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.section{padding:72px 0}
.center{text-align:center}
.lead{font-size:18px;color:var(--muted);max-width:680px}
.center .lead{margin:0 auto}
.gov{background:var(--navy-2);color:#cfe0f2;font-size:12.5px;text-align:center;padding:8px 16px;line-height:1.45}
.gov a{color:#9ec5ff;text-decoration:underline}
header{position:sticky;position:-webkit-sticky;top:0;z-index:200;background:rgba(255,255,255,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:160px;gap:12px}
.nav img{height:144px;width:auto}
.nav .btn{padding:12px 20px;font-size:15px}
.navr{display:flex;align-items:center;gap:10px}
.langsel{font-family:inherit;font-weight:700;font-size:14px;color:var(--navy);border:1.5px solid var(--line);
  border-radius:10px;padding:9px 8px;background:#fff;cursor:pointer}
@media(max-width:640px){.nav .btn{padding:11px 14px;font-size:13.5px}.nav img{height:96px}.nav{min-height:108px}}
@media(max-width:520px){.nav .btn{display:none}}
.hero{background:linear-gradient(160deg,#0B2A4A 0%,#0a2240 60%,#0e3057 100%);color:#fff;position:relative;overflow:hidden}
.hero .grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;padding:64px 0}
.hero h1{color:#fff;margin-bottom:18px}
.hero h1 .hl{color:var(--gold)}
.hero p.sub{font-size:19px;color:#d7e3f2;margin-bottom:26px;max-width:560px}
.hero .chips{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}
.chip{display:inline-flex;align-items:center;gap:7px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);
  color:#eaf2fb;font-size:13px;font-weight:600;padding:8px 13px;border-radius:999px}
.heroimg{border-radius:22px;overflow:hidden;box-shadow:0 30px 60px rgba(0,0,0,.35);border:5px solid rgba(255,255,255,.12)}
.heroimg img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/4.4}
@media(max-width:900px){.hero .grid{grid-template-columns:1fr;gap:30px;padding:44px 0}.heroimg{order:-1;max-width:420px;margin:0 auto}}
.trust{background:var(--navy-2);color:#fff;padding:22px 0}
.trust .row{display:flex;flex-wrap:wrap;justify-content:space-around;gap:18px;text-align:center}
.stat b{display:block;font-size:28px;font-weight:900;color:var(--gold);line-height:1.1}
.stat span{font-size:13.5px;color:#cfe0f2}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:26px;box-shadow:var(--shadow)}
.card .ic{width:50px;height:50px;border-radius:13px;display:flex;align-items:center;justify-content:center;font-size:24px;margin-bottom:14px;background:#eef4fb}
.card h3{font-size:19px;margin-bottom:8px}
.card p{color:var(--muted);font-size:15px}
.bgsoft{background:var(--bg)}
.pain-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:16px;margin-top:34px}
.pain{display:flex;gap:13px;background:#fff;border:1px solid var(--line);border-left:4px solid #ef5350;border-radius:12px;padding:18px 20px}
.pain .x{color:#ef5350;font-weight:900;font-size:20px;line-height:1.2}
.pain p{font-size:15px;color:var(--ink)}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:20px;margin-top:38px}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px 22px 24px;box-shadow:var(--shadow)}
.step::before{counter-increment:s;content:counter(s);position:absolute;top:-18px;left:22px;width:42px;height:42px;background:var(--gold);
  color:var(--navy);font-weight:900;border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:19px}
.step h3{font-size:18px;margin:10px 0 6px}
.step p{color:var(--muted);font-size:14.5px}
.booking{background:linear-gradient(160deg,#0B2A4A,#0e3057);color:#fff}
.booking h2{color:#fff}
.booking .lead{color:#d7e3f2}
.booking .perks{display:flex;flex-wrap:wrap;gap:14px;justify-content:center;margin:26px 0 6px}
.perk{display:inline-flex;align-items:center;gap:8px;font-weight:600;font-size:15px;color:#eaf2fb}
.perk .v{color:var(--gold);font-weight:900}
.cal{background:#fff;border-radius:20px;padding:10px;margin-top:30px;box-shadow:0 30px 60px rgba(0,0,0,.35);min-height:660px}
.meetings-iframe-container{min-height:640px;width:100%}
.tcards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px;margin-top:34px}
.t{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:var(--shadow)}
.t .stars{color:var(--gold);font-size:16px;letter-spacing:2px;margin-bottom:10px}
.t p{font-style:italic;color:var(--ink);margin-bottom:14px}
.t .who{display:flex;align-items:center;gap:11px}
.t .av{width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800}
.t .who b{font-size:14.5px;color:var(--navy)}
.t .who span{font-size:13px;color:var(--muted);display:block}
.advisor{display:grid;grid-template-columns:auto 1fr;gap:24px;align-items:center;background:#fff;border:1px solid var(--line);
  border-radius:20px;padding:28px;box-shadow:var(--shadow);max-width:760px;margin:0 auto}
.advisor .ph{width:96px;height:96px;border-radius:50%;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;font-size:34px;font-weight:900}
.advisor h3{font-size:20px}
.advisor p{color:var(--muted);font-size:15px;margin-top:4px}
.badge{display:inline-block;margin-top:8px;margin-right:6px;background:#eef4fb;color:var(--navy);font-weight:700;font-size:12.5px;padding:5px 11px;border-radius:999px}
@media(max-width:560px){.advisor{grid-template-columns:1fr;text-align:center}.advisor .ph{margin:0 auto}}
.faq{max-width:820px;margin:34px auto 0}
.q{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:12px;overflow:hidden}
.q button{width:100%;text-align:left;background:none;border:none;padding:20px 22px;font-size:16.5px;font-weight:700;color:var(--navy);
  cursor:pointer;display:flex;justify-content:space-between;gap:14px;align-items:center}
.q .a{max-height:0;overflow:hidden;transition:max-height .3s ease;color:var(--muted);padding:0 22px}
.q .a p{padding-bottom:20px}
.q.open .a{max-height:420px}
.q button .pl{color:var(--gold);font-size:22px;transition:.2s;flex-shrink:0}
.q.open button .pl{transform:rotate(45deg)}
.final{background:var(--gold);text-align:center}
.final h2{color:var(--navy)}
.final .btn{background:var(--navy);box-shadow:0 10px 24px rgba(11,42,74,.3)}
.final .btn:hover{background:#08203b}
footer{background:var(--navy-2);color:#aebfd2;padding:48px 0 110px;font-size:14px}
footer img{height:40px;margin-bottom:14px}
footer a{color:#cfe0f2;text-decoration:underline}
footer .legal{max-width:620px;font-size:12.5px;line-height:1.6;color:#90a4bd}
footer .links{display:flex;flex-wrap:wrap;gap:18px;margin-top:16px;font-size:13px}
.copyright{border-top:1px solid rgba(255,255,255,.08);margin-top:28px;padding-top:18px;font-size:12px;color:#7c90aa}
.wa{position:fixed;left:18px;bottom:18px;z-index:61;width:58px;height:58px;border-radius:50%;background:#25D366;
  display:flex;align-items:center;justify-content:center;box-shadow:0 8px 22px rgba(37,211,102,.45);transition:.2s}
.wa:hover{transform:scale(1.08)}
.wa svg{width:32px;height:32px;fill:#fff}
@media(max-width:900px){.wa{bottom:84px}}
.sticky{position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);
  padding:10px 16px;display:none;box-shadow:0 -8px 24px rgba(0,0,0,.1)}
.sticky .btn{width:100%}
@media(max-width:900px){.sticky{display:block}footer{padding-bottom:92px}}